If your Alaska driver's license has been suspended or revoked, you will probably be required to file an SR22 form with the DMV in order to get your license reinstated. This means that you will need to purchase SR22 insurance.
If you have an SR22 requirement and you do not own a vehicle, you will need to purchase an Alaska non-owner SR22 insurance policy.
A non-owner SR22 policy only covers other drivers and their vehicles and property in the event of a future accident. It does not cover you or the vehicle you are driving.
Alaska requires DWI offenders to install an ignition interlock device (IID) in their vehicles for the following amounts of time:
If you have an ignition interlock requirement, you may not be able to get a non-owner SR22 insurance policy. Contact your local DMV office for more information.
For most offenses, Alaska requires SR22 insurance for three years. However, for DWI and refusal convictions, Alaska requires SR22 insurance for five years after a first offense DWI, ten years after a second offense DWI, and twenty years after a third offense DWI. SR22 insurance is required for life after a fourth offense DWI or an unsatisfied judgment.
In any case, expect a long relationship with your SR22 policy, so it's important to find a policy that you can afford. You can compare the cheapest rates available by entering your Alaska zip code here:
For more information:
Your insurance company should be able to answer your questions. You can also email the Alaska DMV directly at DOA.DMV.JDL@Alaska.gov or call the DMV at 855-269-5551 (or 907-269-5551 from outside of Alaska).
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