"SR22 insurance" is a nickname given to an auto liability insurance policy that requires an insurance company to file a certificate of financial responsibility (SR22 form) with a state's DMV.
Many states require certain "trouble" drivers to file an SR22 form with the DMV, to prove that, in the event of a future accident, they will have liability insurance.
If a person is required to file an SR22 form, but does not own a vehicle, he or she will be required to purchase what is known as "non-owner SR22 insurance."
The State of Connecticut does not require an SR22 filing for any reason, so there is no reason to worry about non-owner SR22 insurance in Connecticut.
However, if you live in Connecticut and get into trouble (such as a DUI / DWI) in another state, that state may require you to file an SR22 there, and in that case, you would need to purchase SR22 insurance (and if you donâ€™t own a vehicle, you would likely need to purchase a non-owner SR22 policy). In this situation, you should call the DMV in the state where the DUI took place.
For More Information:
For more information about insurance requirements in Connecticut, contact the Connecticut Department of Motor Vehicles at 860-263-5700 from within Hartford or outside of Connecticut or at 800-842-8222 from elsewhere in Connecticut. According to the DMV website, the best times to call are on Wednesdays and on Thursday mornings. You can also email the DMV at email@example.com.
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