The State of Indiana requires certain drivers (e.g., those convicted of OVWI or leaving the scene of an accident) to carry SR22 insurance.
If the BMV requires a person to carry SR22 insurance, and he or she does not own a vehicle, he or she will need to purchase an Indiana non-owner SR22 insurance policy.
A non-owner SR22 insurance policy is a liability only policy that protects other people if its carrier is involved in an accident. It does not protect the policy-holder or the vehicle he or she drives.
Indiana requires people to carry SR22 insurance for 3 years from the end of their driverâ€™s license suspension. If they fail to do so, their driver's license will be suspended again.
In Indiana, the court may require those convicted of OVWI (DUI / drunk driving) to install an ignition interlock device in their vehicle(s), if they are applying for a probationary license, or if they have had a prior OVWI conviction less than 5 years ago.
An ignition interlock can pose a problem for someone with a non-owner SR22 insurance certificate. You may not be able to get non-owner SR22 insurance if you need to own a vehicle in order to fulfill the ignition interlock requirement.
Indiana non-owner SR22 insurance must be purchased from an insurance company licensed to do business in Indiana. You can find these companies by entering your zip code into our online quote form:
For More Information:
For more information about non-owner SR22 insurance in Indiana, ask your insurance company. You can also contact the Indiana BMV directly through their online contact form or at 888-692-6841.
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