Indiana Non Owner SR22 Insurance Information

Indiana OWI Laws

The State of Indiana requires certain drivers (e.g., those convicted of OVWI or leaving the scene of an accident) to carry SR22 insurance.

If the BMV requires a person to carry SR22 insurance, and he or she does not own a vehicle, he or she will need to purchase an Indiana non-owner SR22 insurance policy.

A non-owner SR22 insurance policy is a liability only policy that protects other people if its carrier is involved in an accident. It does not protect the policy-holder or the vehicle he or she drives.

Indiana requires people to carry SR22 insurance for 3 years from the end of their driver’s license suspension. If they fail to do so, their driver's license will be suspended again. 

Non-Owner SR22 Insurance and Ignition Interlock Law

In Indiana, the court may require those convicted of OVWI (DUI / drunk driving) to install an ignition interlock device in their vehicle(s), if they are applying for a probationary license, or if they have had a prior OVWI conviction less than 5 years ago.

An ignition interlock can pose a problem for someone with a non-owner SR22 insurance certificate. You may not be able to get non-owner SR22 insurance if you need to own a vehicle in order to fulfill the ignition interlock requirement.

How to Get Non-Owner SR22 Insurance

Indiana non-owner SR22 insurance must be purchased from an insurance company licensed to do business in Indiana. You can find these companies by entering your zip code into our online quote form:



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For More Information:

For more information about non-owner SR22 insurance in Indiana, ask your insurance company. You can also contact the Indiana BMV directly through their online contact form or at 888-692-6841.

Additional Indiana OWI Resources

  • Indiana OWI First Offense - Detailed first offense information including punishments after a first offense OWI in Indiana.

  • Indiana OWI Laws - Complete overview of Indiana's OWI laws including all offense levels.

  • Indiana OWI Lawyers - Contact one of our Indiana OWI lawyers today to discuss your pending OWI case.

  • Indiana SR22 Insurance - Learn everything you need to know about Indian's SR22 filing requirements with the BMV and find out how you can save hundreds of dollars each year on your Indiana SR22 insurance.

  • Indiana Alcohol & Drug Assessment Programs - We offer a complete listing of Indiana approved alcohol assessment program locations.