Iowa Non Owner SR22 Insurance Information

DUI laws and penalties, fines, license suspension, sr22 filing

The State of Iowa requires drivers who have had their license suspended (e.g., OWI suspension) to purchase SR22 insurance as a condition of reinstatement. When one purchases SR22 insurance, the insurance company files an SR22 form (also known as a Certificate of Automobile Liability Insurance) with the Iowa Department of Transportation.

If you are trying to get your driver's license reinstated, but you do not own a vehicle, you will need to purchase non-owner SR22 insurance. Your insurance company will then file a non-owner SR22 insurance form for you.

A non-owner SR22 insurance policy is a liability policy that only covers other vehicles and drivers in the event that you are involved in a future accident. It will not cover you or the vehicle you are driving.

Non-Owner SR22 Insurance and Ignition Interlock Law

If, at the time of your OWI, your bodily alcohol content was higher than 0.10 or if your OWI involved an accident, you will need to install an ignition interlock device (IID) in your vehicle.

If you are in this situation, you will likely need to purchase an owner's SR22 insurance policy to cover the vehicle with the IID.

Where to Buy Iowa Non-Owner SR22 Insurance

Iowa requires SR22 insurance for 2 years from the first day of your suspension or revocation. If you fail to maintain your SR22 filing, your driver’s license will be suspended, so it's important to find an SR22 policy that you can live with. You can compare the best rates available for Iowa non-owner SR22 insurance by entering your zip code here and filling out our quote form:


For More Information:

For more information about Iowa non-owner SR22 insurance, talk to your insurance company. You can also call the Iowa DOT Office of Driver Services at 1-800-532-1121.

Additional Iowa OWI Resources

  • Iowa OWI First Offense - Detailed first offense information including punishments after a first offense OWI in Iowa.

  • Iowa OWI Laws - Complete overview of Iowa's OWI laws including all offense levels.

  • Iowa OWI Lawyers - Contact one of our Iowa OWI lawyers today to discuss your pending OWI case.

  • Alabama SR22 Insurance - Learn everything you need to know about Iowa's SR22 filing requirements with the DMV and find out how you can save hundreds of dollars each year on your Iowa SR22 insurance.

  • Iowa Substance Abuse Programs - We offer a complete listing of Iowa approved substance abuse program locations.