The State of North Dakota requires certain drivers to file an SR22 form with the Department of Transportation. This SR22 serves as proof of liability insurance. As long as your SR22 remains on file, the DOT knows that you will be financially responsible in the event of a future accident. If your SR22 policy lapses for any reason, the SR22 obligates your insurance company to notify the DOT that you are no longer covered.
One might be required to carry North Dakota SR22 insurance for any of the following reasons
If you have an SR22 requirement, and you do not own a vehicle, you will need to purchase what is known as non-owner SR22 insurance in order to get your driver's license back.
Non-owner SR22 insurance covers other drivers and their vehicles if you are ever in an accident. It will not cover you or the vehicle you are driving. You will still need to make sure that the vehicle you are driving is insured.
A North Dakota SR22 insurance requirement lasts for 3 years, so you will want to find a policy (and a price) that you can live with. Non-owner SR22 insurance can be expensive, but we have partnered with reliable North Dakota insurance companies to offer you the best non-owner SR22 rates available. To get your no-nonsense non-owner SR22 quote, just click below:
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