Florida FR44 / SR22 Insurance Information & Quotes

Florida FR44 Insurance Information

If a driver in Florida is convicted of an alcohol related offense (e.g., DUI) after October 1, 2007, he or she will need to file an FR44 form with the Florida Department of Highway Safety and Motor Vehicles. This means that he or she will need to purchase Florida FR44 insurance.

Florida FR44 insurance is a high-risk liability insurance that establishes an agreement between an insurance company and the DMV. An insurance company files an FR44 form with the DMV, which ensures the DMV that a “high-risk” driver is in fact insured. If that high-risk driver becomes uninsured for any reason, the insurance company files an FR46 form with the DMV, which alerts the DMV that this high-risk driver is no longer covered by a liability policy.

FR44 insurance provides liability insurance in the following amounts:

• $100,000 for injury or death to one person in one accident
• $300,000 for injury or death to more than one person in one accident
• $50,000 for damage to property in one accident
  

How to Get Florida FR44 Insurance

Finding Florida FR44 insurance doesn't have to be a long and complicated process. We have partnered with the top insurance companies in Florida to make this as quick and easy as possible for you. To begin the process, simply enter your Florida zip code here:

How to Get Your Florida Driver's License Reinstated after a DUI

To reinstate your Florida driver's license after a first offense DUI:

• Complete DUI School (and treatment if ordered)
• Pay Administrative Fee of $130
• Pay Revocation Reinstatement Fee of $75
• Pay License Fee of $48
• Buy FR44 Insurance

To reinstate your Florida driver's license after a subsequent DUI, do all of the above, and install an ignition interlock device (IID) in your vehicle. (This will cost about $182 plus a $67.50 monthly fee.)

Florida Hardship Driver's License

All hardship license applicants must fulfill all the reinstatement requirements, including FR44 insurance.

First time DUI offenders may apply for a hardship license in the county in which they live.

If this is your second offense within 5 years, you may apply for a hardship license after serving one year of revocation. If this is your third offense within 10 years of a second offense, you may apply for a hardship license after serving 2 years of your revocation. If this is your fourth or subsequent offense, you may apply for a hardship license after serving 10 years of your revocation.

In order to apply for a hardship permit, a subsequent offender must receive a favorable recommendation from the Special Supervision Services Program and must remain in the Special Supervision Services Program for the remainder of his or her revocation period.

Florida Ignition Interlock Law

If this is your first offense DUI, you may be ordered to install an ignition interlock device in your vehicle. If this is your first offense DUI, and you had a BAC of 0.15 or higher, you will be ordered to keep an ignition interlock device installed in your vehicle for at least 6 months.

Subsequent DUI offenders are also required to install IIDs in their vehicles, for the following periods of time:

2nd offense - at least 1 year
2nd offense w/ BAC of 0.15 or higher - at least 2 years
3rd offense - at least 2 years
4th or subsequent offense - at least 5 years

For More Information:

For more information about driver's license reinstatement or Florida FR44 insurance, call the Florida Department of Highway Safety and Motor Vehicles at 850-617-2000.

Additional Florida DUI Resources

• Florida DUI First Offense - Detailed first offense information including punishments after a first offense DUI in Florida.

• Florida DUI Laws - Complete overview of Florida DUI laws including all offense levels.

• Florida DUI Lawyers - Contact one of our Florida DUI lawyers today to discuss your pending DUI case.

• Florida DUI School Programs -   We have a complete listing of Florida approved DUI school/alcohol treatment programs.