Arkansas SR22 Insurance Quotes & Information

Do you find yourself wondering “Where is the information for Arkansas SR22 Insurance”? You are not alone. Let us help you. We have searched the web and found the answers to questions like “What is SR22 Insurance?” and “How long do I need to keep the Arkansas SR22 Insurance?

Below you will find the answer to those questions and more in addition to links to state specific sites.

What is Arkansas SR22 Insurance?

Arkansas SR22 Insurance is a certificate stating that the insurer has liability coverage and the DMV will be notified if the insurance coverage is cancelled or lapses.

There are 2 types of Arkansas SR22 Insurance.

1. Non-Owners SR22 Insurance is a form filing proving you have financial responsibility and is a liability only policy if you do not own a vehicle.
2. The Owner’s Certificate proves you have financial responsibility for the vehicle.

You may be required to carry Arkansas SR22 Insurance if one of the following has occurred:

• Alcohol related traffic violations
• Seat belt violations or any other safety responsibility suspensions
• Evading arrest
• Failure to carry liability insurance
• You are classified as a high risk individual due to reckless driving, speeding, multiple violations and inferior driving skills
• Driving with a revoked, suspended or cancelled driver license
  

How long must I carry Arkansas SR22 Insurance?

The Arkansas DMV requires that you maintain your Arkansas SR22 Insurance filing for a minimum of 36 months and can be as long as 5 years. If within the 36 months no additional violations have occurred, you may not be required to maintain your SR22 filing in the future.

However, if you do not renew your SR22 policy prior to the policy’s expiration date and your insurance provider notifies the DMV, the DMV may suspend your driving privileges until your insurance is reinstated and your insurance provider files another SR22 form with the DMV. We advise you to renew the insurance prior to the expiration date.

What is the process for reinstating my driver’s license?

The Arkansas court will decide at the time of your conviction when you can apply to reinstate your driving privileges. Your driver license may be suspended for a number of days up to months.

You should also expect to obtain Arkansas SR22 Insurance as well as pay all fines and reinstatement fees including attorney fees. If you have not yet contacted an attorney, we recommend you contact an attorney that specializes in Arkansas DWI cases.

You will receive a notice of restoration after you have completed your suspension period. If your license has been suspended for at least a year or revoked, you will also need to take all of the driving tests over again. Those driving tests include the vision test, knowledge test, and the road test. If you do not pass all of these requirements, your license will remain suspended or revoked.

Additional reinstatement requirements include the following:

• Prove you have successfully completed the Drug Alcohol Safety Education Program (DASEP) or comparable program. The agency will send proof to the Office of Driver Services once you have completed the program


• Pay a reinstatement fee of $150


• If you are 21 years or older, maintain Arkansas SR22 Insurance for 2 years following the date of the suspension or revocation


• All Arkansas DWI offenders will be required to install an ignition interlock device on their vehicle. The ignition interlock device will be required to be installed on any vehicle you drive for up to one year.

Once your license is reinstated, you will be subject to a one year Mandatory Probation Period. In essence, if you receive any new violations, your driving privileges may be suspended for additional time.

How do I get Arkansas SR22 Insurance?

Search no further; we can help you. Just enter your zip code in the box below to instantly start receiving SR22 quotes from the top providers in your area. Once you enter your zip code you will be directed to our short 3 part quote form.

It only takes a couple of minutes to complete the form for you to literally save a few hundred dollars per year over what anyone else could do for you. Once you get your quotes, you decide which SR22 Insurance policy fits your needs and is affordable for your budget.

What is an Arkansas Administrative Hearing?

You must request an Arkansas Administrative Hearing within 7 days of being arrested for a DWI. Your driving record, the nature of the proposed suspension and the hearing officer’s decision determines the outcome of the Arkansas Administrative Hearing. If you are arrested for a DWI offense, it is recommended that you hire an attorney who specializes in Arkansas DWI cases.

The Arkansas Administrative Hearing Officer will choose one of the following as the outcome:

• No Action
• Probation
• Restriction
• Suspension
  

Note: You will be put on probation if the Administrative Hearing Officer believes you need a warning before issuing a more severe penalty. You will be put on Restriction if you have several traffic violations relating to a particular incident such as night driving.

If you do not show up to your Administrative Hearing, your driving privileges are automatically suspended.

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