Hawaii SR22 Insurance
Find out what requirements you must meet if you need an SR22 for Hawaii & Find the Lowest Price Policies
In Hawaii, an SR-22 filing is required for drivers who have been convicted of a DUI or other major traffic violations, indicating that they carry the minimum required auto insurance coverage. This filing is necessary to reinstate or maintain driving privileges after a suspension or revocation of a driver’s license. The SR-22 must be filed by the driver’s insurance provider directly to the Hawaii Department of Motor Vehicles (DMV) and must be maintained for a minimum period, typically three years. The requirement for an SR-22 can lead to higher insurance premiums due to the high-risk status of the driver. Failure to maintain continuous SR-22 insurance during this period can result in the suspension of driving privileges.
Hawaii SR22 Filing Process
The process for filing an SR-22 in Hawaii for a DUI offender generally involves the following steps:
- Obtain an SR-22 Certificate: After a DUI conviction, you will need to contact an auto insurance company that offers SR-22 coverage. Since not all insurers provide this type of coverage, especially for high-risk drivers, you may need to shop around.
- Purchase the Policy: You will need to purchase a policy that meets the minimum liability insurance requirements of Hawaii. The insurance company will then issue an SR-22 certificate on your behalf. The required liability limits in Hawaii are typically $20,000 for bodily injury per person, $40,000 for bodily injury per accident, and $10,000 for property damage.
- File the SR-22: Your insurance provider will file the SR-22 form directly with the Hawaii DMV. This is to certify that you have the necessary insurance coverage mandated by the state.
- Pay the Fees: There may be fees associated with filing the SR-22, which vary by insurer. Additionally, your insurance rates are likely to increase due to the DUI offense.
- Maintain Coverage: It is crucial that you maintain your SR-22 insurance without any lapses. In Hawaii, you are typically required to keep an SR-22 filing for a minimum of three years from the date your license is reinstated. Any interruption in coverage during this period can lead to the suspension of your driver’s license.
- Follow-up with the DMV: Once your SR-22 is filed, check with the Hawaii DMV to ensure that they have received the proper documentation and that your driving privileges are reinstated. It’s important to comply with any additional requirements or conditions set by the DMV.
- Completion: After the required period of maintaining SR-22 coverage without any issues, you can contact your insurance provider and the DMV to confirm if you can remove the SR-22 requirement and transition to a standard auto insurance policy.
Throughout this process, it’s important to stay informed about your legal obligations and to adhere closely to the guidelines set by the Hawaii DMV to avoid further penalties.
Hawaii Auto Insurance Agents
- Kia Kamauu – State Farm®
- Address: 2100 Kanoelehua Avenue B12, Hilo, HI 96720-6500
- Phone: (808) 935-4455
- Ryan Miyashita – State Farm®
- Address: 1580 Makaloa Street, Suite 102, Honolulu, HI 96814-3216
- Phone: (808) 945-0802
- Dean Nomura – State Farm®
- Address: Kahala Mall Shopping Center, 4211 Waialae Ave., Suite 6010, Honolulu, HI 96816
- Phone: (808) 737-5662
- Darin Ono – State Farm®
- Address: 1284 Kalani St, Ste D108, Honolulu, HI 96817
- Phone: (808) 834-2222
- Kaina Kauahi – State Farm®
- Address: 1284 Kalani St, Ste D-108, Honolulu, HI 96817-4939
- Phone: (808) 524-9997
- Rosten Tsuha – State Farm®
- Phone: (808) 591-5545
- Nahoku Ahlo – State Farm®
- Address: 834 Kilani Avenue, Suite 101, Wahiawa, HI 96786-2000
- Phone: (808) 622-8080
- Comparion Insurance Agency
- Address: 711 Kapiolani Blvd., Ste. 425, Honolulu, HI 96813
- Phone: (808) 487-0628
Additional Hawaii DUI Resources
- Hawaii DUI First Offense – Detailed first offense information, including punishments after a first offense DUI in Hawaii.
- Hawaii DUI Classes – Get signed up for your DUI class now.
- Hawaii SR22 Insurance – Learn everything you need to know about Hawaii SR22 filing requirements with the DMV and find out how you can save hundreds of dollars each year on your Hawaii SR22 insurance.
- Hawaii DUI Lawyers – Contact one of our Hawaii DUI lawyers today to discuss your pending DUI case.
- Hawaii Bail Bond Agents – Contact a Hawaii bail bond agent to get out of jail now.
- Hawaii Non-owner Insurance—If you need to file an SR-22 but don’t own a vehicle, you need to get a non-owner policy.