Kentucky SR22 Insurance

Find out what requirements you must meet if you need an SR22 for Kentucky & Find the Lowest Price Policies
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In Kentucky, the SR-22 filing process for DUI offenders requires the driver to obtain an SR-22 certificate from their insurance provider, which serves as proof of financial responsibility. This certificate must be filed with the Kentucky Department of Vehicle Regulation. The SR-22 is required for a minimum of three years following a DUI conviction. During this period, the driver’s insurance policy must meet the state’s minimum liability coverage requirements. Any lapse or cancellation in coverage will result in license suspension and additional penalties. It is important for offenders to maintain continuous coverage to avoid further legal issues and ensure compliance with state regulations.

Kentucky SR22 Filing Process for DUI Offenders

Here are the steps for filing an SR-22 in Kentucky for DUI offenders:

  1. Understand the Requirement: After a DUI conviction, you will be informed by the court or the Kentucky Department of Vehicle Regulation (DVR) if you are required to file an SR-22.
  2. Contact Your Insurance Provider: Reach out to your current auto insurance company or find a new provider that offers SR-22 filings. Not all insurers provide this service, so you may need to find one that does.
  3. Purchase a Policy: Obtain an auto insurance policy that meets the minimum liability coverage requirements set by Kentucky law. This is necessary for the SR-22 filing.
  4. Request the SR-22 Filing: Ask your insurance provider to file the SR-22 form on your behalf. This form is a certificate of financial responsibility that proves you have the required insurance coverage. The insurance company will submit this electronically to the Kentucky DVR.
  5. Pay the Filing Fee: There is usually a fee for filing the SR-22, which can range from $15 to $50, depending on the insurance company.
  6. Maintain Continuous Coverage: Ensure that your insurance policy remains active for the mandated period, typically three years for DUI offenders. Any lapse or cancellation in coverage will result in your insurer notifying the Kentucky DVR, which could lead to the suspension of your driver’s license.
  7. Verify Compliance: Confirm with the Kentucky DVR that your SR-22 has been successfully filed and is in good standing. Regularly check with your insurance provider to ensure continuous compliance.
  8. Completion of SR-22 Period: After maintaining the SR-22 for the required duration without any lapses, your insurance provider will notify the Kentucky DVR to remove the SR-22 requirement.
  9. Review and Adjust Coverage: Once the SR-22 requirement is lifted, review your insurance policy and make any necessary adjustments to ensure it meets your ongoing needs.

For more detailed information, you can visit the Kentucky Transportation Cabinet’s website or contact your insurance provider.

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Additional Kentucky DUI Resources
  • Kentucky DUI First Offense – Detailed first offense information, including punishments after a first offense DUI in Kentucky.
  • Kentucky DUI Classes – Get signed up for your DUI class now.
  • Kentucky SR22 Insurance – Learn everything you need to know about Kentucky SR22 filing requirements with the DMV and find out how you can save hundreds of dollars each year on your Kentucky SR22 insurance.
  • Kentucky DUI Lawyers – Contact one of our Kentucky DUI lawyers today to discuss your pending DUI case.
  • Kentucky Bail Bond Agents – Contact a Kentucky bail bond agent to get out of jail now.
  • Kentucky Non-owner Insurance—If you need to file an SR-22 but don’t own a vehicle, you need to get a non-owner policy.