Massachusetts SR22 Insurance
Find out what requirements you must meet if you need an SR22 for Massachusetts & Find the Lowest Price Policies
In Massachusetts, an SR-22 filing, also known as a Certificate of Financial Responsibility (CFR), is required for individuals convicted of certain driving offenses, such as DUIs or driving without insurance. The SR-22 serves as proof that the driver has obtained the necessary liability insurance coverage mandated by the state. Upon conviction, the individual’s insurance company files the SR-22 directly with the Massachusetts Registry of Motor Vehicles (RMV). The driver must maintain continuous coverage for the required period, typically three years and any lapse may result in license suspension or other penalties. Obtaining SR-22 insurance often entails higher premiums due to the associated risk factors. Source
Massachusetts SR22 Filing Process for DUI Offenders
If you need to file an SR-22 in Massachusetts due to a DUI conviction, here are the general steps you’ll need to follow:
- Contact Your Insurance Provider: Inform your current auto insurance provider about your need for an SR-22 filing due to a DUI conviction. Ensure that they offer SR-22 filings, as not all insurance companies provide this service.
- Purchase SR-22 Insurance: If your current insurer doesn’t offer SR-22 filings or if your policy is canceled due to the DUI, you’ll need to find an insurance company that specializes in high-risk coverage. Purchase an auto insurance policy that includes an SR-22 filing.
- Provide Information: Your insurance company will require specific information to complete the SR-22 filing, such as your name, address, driver’s license number, and the reason for the SR-22 requirement (i.e., DUI conviction).
- Pay the Fee: There is typically a fee associated with filing an SR-22, which varies depending on the insurance provider. Make sure to pay this fee to complete the filing process.
- Verification: Once your insurance company has prepared the SR-22 form, they will submit it to the Massachusetts Registry of Motor Vehicles (RMV) on your behalf. The RMV will verify the SR-22 filing before reinstating your driving privileges.
- Maintain Coverage: It’s crucial to maintain continuous auto insurance coverage with the SR-22 filing for the required period, typically three years in Massachusetts. Failure to maintain coverage can result in license suspension or other penalties.
- Follow RMV Instructions: Follow any additional instructions provided by the Massachusetts RMV regarding license reinstatement, such as completing a driver improvement course or paying fines.
By following these steps and fulfilling your SR-22 requirements, you can work towards reinstating your driving privileges after a DUI conviction in Massachusetts.
- Amica Mutual Insurance Company
- Address: 50 Amica Way, Lincoln, RI 02865 (serving Massachusetts)
- Phone: (800) 242-6422
- Liberty Mutual Insurance
- Address: 175 Berkeley St, Boston, MA 02116
- Phone: (617) 357-9500
- GEICO Insurance Agent: Matthew Maloney
- Address: 1380 Soldiers Field Rd, Boston, MA 02135
- Phone: (617) 566-9393
- Allstate Insurance: Sean Lawrence
- Address: 1413 Tremont St, Boston, MA 02120
- Phone: (617) 522-4000
- State Farm: John E. Green
- Address: 1288 Massachusetts Ave, Cambridge, MA 02138
- Phone: (617) 492-4150
- Plymouth Rock Assurance
- Address: 695 Atlantic Ave, Boston, MA 02111
- Phone: (617) 720-1620
- Arbella Insurance Group
- Address: 1100 Crown Colony Dr, Quincy, MA 02169
- Phone: (800) 272-3552
- Progressive Insurance
- Address: 19 Willow St, Auburndale, MA 02466
- Phone: (800) 776-4737
Additional Massachusetts DUI Resources
- Massachusetts DUI First Offense – Detailed first offense information, including punishments after a first offense DUI in Massachusetts.
- Massachusetts DUI Classes – Get signed up for your DUI class now.
- Massachusetts SR22 Insurance – Learn everything you need to know about Massachusetts SR22 filing requirements with the DMV and find out how you can save hundreds of dollars each year on your Massachusetts SR22 insurance.
- Massachusetts DUI Lawyers – Contact one of our Massachusetts DUI lawyers today to discuss your pending DUI case.
- Massachusetts Bail Bond Agents – Contact a Massachusetts bail bond agent to get out of jail now.
- Massachusetts Non-owner Insurance – If you need an SR-22 filing but don’t own a vehicle, you need to get a non-owner policy.