SR22 insurance is a high-risk liability insurance that many states require of DUI offenders. When one purchases an SR22 insurance policy, the issuing insurance company files a Certificate of Financial Responsibility with the State MVC. This provides the state with an easy way to keep an eye on "problem drivers."
Non-owner SR22 insurance is a type of SR22 insurance that allows people who do not own a vehicle to fulfill their SR22 requirement.
New Jersey does not require SR22 insurance for any reason.
However, if one lives in New Jersey and gets a DUI in a state that does require SR22 insurance, then he or she will likely be required to purchase SR22 insurance and file an SR22 form in that state. Similarly, if one gets a DUI in New Jersey, and then moves to another state that does require SR22 insurance, he or she may have to file an SR22 form in that state.
SR22 requirements vary from state to state, so if you have questions about another state, contact their MVC. If you have questions about DUI laws or insurance requirements in New Jersey, you can contact the New Jersey Motor Vehicle Commission at 609-292-6500 or 1-888-486-3339 or TTY 609-292-5120. You can also contact the MVC by email.
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