Maine SR22 Insurance
Find out what requirements you must meet if you need an SR22 for Maine & Find the Lowest Price Policies
In Maine, an SR-22 filing is typically required for individuals convicted of driving under the influence (DUI). This filing serves as proof of financial responsibility and is mandated by the state’s Department of Motor Vehicles (DMV) as part of the process to reinstate driving privileges after a DUI conviction or license suspension. The SR-22 form, provided by the driver’s insurance company, verifies that the individual has obtained the necessary liability coverage, often at higher rates due to the DUI offense. It’s essential to maintain continuous coverage and ensure timely renewal of the SR-22 filing to avoid further penalties or license suspension.
Maine SR22 Filing Process for DUI Offenders
If you’ve been convicted of a DUI in Maine and need to file an SR-22, here are the general steps to follow:
- Contact Your Insurance Provider: Inform your insurance company that you need to file an SR-22 due to a DUI conviction. Not all insurance companies offer SR-22 filings, so make sure to confirm this with your provider.
- Purchase SR-22 Insurance: If your current insurer doesn’t offer SR-22 filings or if your policy is canceled due to the DUI, you’ll need to find an insurance company that specializes in high-risk coverage. Purchase an auto insurance policy that includes an SR-22 filing.
- Provide Information: Your insurance company will require specific information to complete the SR-22 filing, such as your name, address, driver’s license number, and the reason for the SR-22 requirement (i.e., DUI conviction).
- Pay the Fee: There is typically a fee associated with filing an SR-22, which varies depending on the insurance provider. Make sure to pay this fee to complete the filing process.
- Verification: Once your insurance company has prepared the SR-22 form, they will submit it to the Maine Bureau of Motor Vehicles (BMV) on your behalf. The BMV will verify the SR-22 filing before reinstating your driving privileges.
- Maintain Coverage: It’s crucial to maintain continuous auto insurance coverage with the SR-22 filing for the required period, typically three years in Maine. Failure to maintain coverage can result in license suspension or other penalties.
- Follow BMV Instructions: Follow any additional instructions provided by the Maine BMV regarding license reinstatement, such as completing a driver improvement course or paying fines.
- Periodic Renewal: Ensure that your SR-22 filing remains active by renewing your auto insurance policy before it expires. Your insurance company will handle the renewal of the SR-22 filing as long as you maintain coverage.
By following these steps and fulfilling your SR-22 requirements, you can work towards reinstating your driving privileges after a DUI conviction in Maine.
Maine Auto Insurance Agents by City
- Noyes Hall & Allen Insurance
- Address: 170 Ocean St, South Portland, ME 04106
- Phone: (207) 799-5541
- State Farm: Chris Grimes
- Address: 20 Edwards Ave, Biddeford, ME 04005
- Phone: (207) 283-1167
- AAA Northern New England
- Address: 68 Marginal Way, Portland, ME 04101
- Phone: (207) 780-6880
- Liberty Mutual Insurance
- Address: 1575 Lisbon St Ste 3, Lewiston, ME 04240
- Phone: (207) 786-0417
- Clark Insurance
- Address: 1945 Congress St, Portland, ME 04102
- Phone: (207) 774-6257
- GHM Insurance Agency
- Address: 51 Main St, Waterville, ME 04901
- Phone: (207) 873-5101
- Cross Insurance Agency
- Address: 233 Lafayette St, Yarmouth, ME 04096
- Phone: (207) 846-6200
Additional Maine DUI Resources
- Maine DUI First Offense – Detailed first offense information, including punishments after a first offense DUI in Maine.
- Maine DUI Classes – Get signed up for your DUI class now.
- Maine SR22 Insurance – Learn everything you need to know about Maine SR22 filing requirements with the DMV and find out how you can save hundreds of dollars each year on your Maine SR22 insurance.
- Maine DUI Lawyers – Contact one of our Maine DUI lawyers today to discuss your pending DUI case.
- Maine Bail Bond Agents – Contact a Maine bail bond agent to get out of jail now.
- Maine Non-owner Insurance—If you need to file an SR-22 but don’t own a vehicle, you need to get a non-owner policy.