Missouri SR22 Insurance
Find out what requirements you must meet if you need an SR22 for Missouri & Find the Lowest Price Policies
In Missouri, an SR22 filing is necessary for drivers who have committed serious traffic violations such as DUI or DWI. This certificate of financial responsibility verifies that the individual has the required minimum liability coverage as mandated by state law. Individuals required to file an SR22 typically include those with suspended licenses due to infractions such as driving under the influence of alcohol or drugs, reckless driving, driving without insurance, or driving with a suspended license.
The process involves obtaining SR22 insurance through a provider that offers it, as not all insurance companies do. The insurance must be maintained without lapse for two years from the start of the suspension period. Failure to maintain this insurance can result in further penalties, including re-suspension of the driver’s license. The cost of SR22 insurance varies and can be higher than regular insurance due to the high-risk status of the driver (Insurance Center Missouri) (Missouri DWI & Criminal Law Center) (DWI Springfield) (DUI Process) (DMV.com).
Missouri SR22 Filing Process for DWI Offenders
Filing an SR22 form in Missouri due to a DWI involves several steps to ensure you regain and maintain your driving privileges. Here’s what you need to do:
- Obtain an SR22 Insurance Policy: Contact insurance providers that offer SR22 coverage. Not all insurance companies provide this, so you may need to shop around. Once you find a suitable provider, purchase a policy that fulfills Missouri’s minimum liability requirements.
- File the SR22 Form: Your insurance company will file the SR22 form with the Missouri Department of Revenue on your behalf. This form certifies that you carry the required insurance coverage.
- Pay Reinstatement Fees: Depending on the specifics of your DWI, you may need to pay a reinstatement fee to get your driving privileges back. This fee is generally required once your suspension period is over or when you meet the criteria set by the state for reinstatement.
- Maintain Continuous Insurance Coverage: Keep your SR22 insurance active for at least two years without any lapses. If coverage lapses, your insurance provider is required to notify the state, which could lead to reinstatement of your suspension.
- Follow Legal and Court Requirements: If applicable, comply with any other requirements imposed by the courts or the Missouri Department of Revenue, such as completing a substance abuse traffic offender program or installing an ignition interlock device on your vehicles.
- Regular Monitoring and Compliance: Keep all documents and correspondence from the state and your insurance provider. Ensure you renew your policy on time and adhere to any traffic laws to avoid additional penalties.
For detailed information on each step, including specific forms and fees, it’s advisable to consult directly with the Missouri Department of Revenue or an experienced insurance agent familiar with high-risk policies (Insurance Center Missouri) (Missouri DWI & Criminal Law Center) (DWI Springfield) (DUI Process).
Missouri Auto Insurance Agents by City
Kansas City
- Castillo Insurance Agency
- Address: 1504 Ne 56th Terr, Kansas City, MO 64118
- Phone: (816) 453-7231
- Francisco Banuelos Insurance
- Address: 536 Benton Blvd, Kansas City, MO 64124
- Phone: (816) 920-5400
- The Sloan Agency
- Address: 4435 Main Street 4th Floor, Kansas City, MO 64111
- Phone: (913) 322-2800
- Wgw Ins Agency
- Address: 10034 N Ambassador Dr, Kansas City, MO 64153
- Phone: (816) 436-4132
- Nicklas Presko – Farmers Insurance Agent
- Address: 7817 N Oak Trfy, Kansas City, MO 64118
- Website
- MO Auto & Home Insurance Agent Tony Guy – State Farm
- Address: 1100 Walnut, Suite 130, Kansas City, MO 64106-2197
- Phone: (816) 221-9066
- Website
- State Farm Insurance Agent Dan Demory
- Address: Not specified
- Phone: (816) 741-3558
- Website
- Traders Insurance
- Address: 9300 Troost Ave, Kansas City, MO 64131
- Phone: 816-333-5030 for claims; 1-800-369-0369 for policies
- Website
St Louis
- Premier Underwriter Service Agency
- Address: 8168 Olive Blvd, St Louis, MO 63130
- Phone: (314) 993-4666
- Douglas & Associates Insurance Agency
- Address: 2031 South Big Bend Blvd., St Louis, MO 63117
- Phone: (314) 423-7500
- Wayne Hilzinger Insurance Inc.
- Address: 5520 Telegraph Rd 103, St Louis, MO 63129
- Phone: (314) 815-3400
- Meier Associates Insurance Agency
- Address: 2115 S Brentwood Blvd, St Louis, MO 63144
- Phone: (314) 968-4444
- L. P. Miceli, Inc.
- Address: 3470 Hampton S106, St Louis, MO 63139
- Phone: (314) 832-6666
- Jim Conboy & Associates, Inc.
- Address: 12722 Weber Hill Rd, St Louis, MO 63127
- Phone: (314) 729-1912
- Premier Insurance Agency
- Address: 11400 Concord Village, St Louis, MO 63123
- Phone: (314) 729-0091
- GlobalGreen Insurance Agency
- Address: 4568 Meramec Btm Rd Suite 2, St Louis, MO 63128
- Phone: (314) 845-3993
- Gold Insurance Group LLC
- Address: 1020 Hudson Ave, St Louis, MO 63119
- Phone: (314) 962-7200
- The Insurance Center
- Address: 9445 Pancho Drive, St Louis, MO 63123
- Phone: (314) 965-8281
Springfield
- Bill White Insurance Agency
- Address: 4022 S Lone Pine Ave., Ste 150, Springfield, MO 65804
- Phone: (417) 881-0124
- Clint Harris – State Farm Insurance Agent
- Address: Not specified
- Phone: (417) 881-1120
- Website
- Loren Marshall – Farmers Insurance Agent
- Address: 1948 S Glenstone Ave, Springfield, MO 65804
- Phone: Not specified
Columbia
- Greg Hill – State Farm Insurance Agent
- Address: 1609 Chapel Hill Rd, Suite A, Columbia, MO 65203-6368
- Phone: (573) 234-2886
- Fax: (573) 234-2299
- Website: Greg Hill State Farm
- DJ Hinds – State Farm Insurance Agent
- Address: 3512 I-70 Dr. SE, Suite A, Columbia, MO 65201-6583
- Phone: (573) 449-4117
- Website: DJ Hinds State Farm
- Cheryl Kelly – State Farm Insurance Agent
- Address: 3215 S Providence Road, Columbia, MO 65203-5507
- Phone: (573) 443-3000
- Website: Cheryl Kelly State Farm
- Mike McGlasson – State Farm Insurance Agent
- Address: 912 Rain Forest Pkwy, Suite B, Columbia, MO 65202-3799
- Phone: (573) 875-8000
- Website: Mike McGlasson State Farm
- Phyllis Nichols – State Farm Insurance Agent
- Address: 1006 West Blvd N, Suite 102, Columbia, MO 65203-2475
- Phone: (573) 443-8723
- Website: Phyllis Nichols State Farm
Independence
- Auto Insurance Discounters:
- Address: 1312 S. Noland Rd., Independence, Missouri, 64055
- Phone: (816) 252-2255, Secondary: (866) 288-6545
- Email: dominic@autoinsdiscounters.com
- Website: Auto Insurance Discounters
- Scott Davidson – State Farm® Insurance Agent:
- Address: 2866 S. State Route 291, Independence, MO, 64057
- Phone: (816) 373-0434, Toll-Free: (833) 472-5855
- Website: State Farm® Insurance Agent Scott Davidson
- Ernest D Cockrum – Farmers Insurance Agent:
- Address: 20101 E Jackson Dr, Independence, MO, 64057
- Phone: (816) 795-5977
- Website: Ernest D Cockrum Farmers Insurance
- Stacey Schell Newland – State Farm® Insurance Agent:
- Address: 16207 E 23rd Street, Independence, MO 64055-1916
- Phone: (816) 252-1050
- Website: State Farm® Insurance Agent Stacey Schell Newland
- Brian Hubert Agency – American Family Insurance:
- Address: 1524 E 23rd St S., Independence, MO, 64055
- Phone: (816) 373-0068, Secondary: (816) 252-2535
- Website: American Family Insurance – Brian Hubert Agency LLC
Lee’s Summit
- Bret Farrar Ins Agency Inc
- Address: 3680 NE Akin Dr, Suite 100, Lee’s Summit, MO 64064
- Phone: 816-554-4567
- Jim Hallam – Hallam Ins and Fin Svcs Inc
- Address: 1225 NE Douglas Street, Lee’s Summit, MO 64086
- Phone: 816-554-2100
- Bruce Holiman
- Address: 319 SE Douglas St, Unit 317, Lee’s Summit, MO 64063
- Phone: 816-524-5150
- Michael Oehrke Ins Agcy Inc
- Address: 900 SW Oldham Pkwy, Suite 250, Lee’s Summit, MO 64081
- Phone: 816-537-9004
O’Fallon
- Chad Haley – Farmers Insurance
- Address: 2917 Highway K, O’Fallon, MO 63368
- Phone: Contact details not provided
- DeWitt Insurance
- Address: 510 Huber Park Ct, Weldon Spring, MO 63304 (near O’Fallon)
- Phone: (636) 240-7400
- Matt Brouder – Shelter Insurance
- Address: 1137 N Main St, Ste 5, O’Fallon, MO 63366
- Phone: (636) 240-2100
- Senn Insurance Agency
- Address: 225 S Main St Suite 200, O’Fallon, MO 63366
- Phone: (636) 978-7798
St Charles
- Matthew Hall – Farmers Insurance Agent
- Address: 4622 S Saint Peters Pkwy, Saint Charles, MO 63304
- Phone: Not provided on the site.
- Lori Adams – State Farm Insurance Agent
- Address: 4211 S Old Highway 94, St Charles, MO 63303-3364
- Phone: Not provided on the site.
- Spectrum Insurance Solutions – Progressive Agent
- Address: 1120 Wolfrum Rd #201, St Charles, MO 63304
- Phone: (636) 333-1792
- Ben Rister – State Farm Insurance Agent
- Address: Not provided on the site.
- Phone: (636) 947-6226
- Zach Plackemeier – State Farm Insurance Agent
- Address: Not provided on the site.
- Phone: (314) 921-7900
- Justin Foust – State Farm Insurance Agent
- Address: Not provided on the site.
- Phone: (314) 832-2880
- Mike Hebert – State Farm Insurance Agent
- Address: Not provided on the site.
- Phone: (636) 949-7901
- Roland Dickhans Jr – State Farm Insurance Agent
- Address: 2510 S Old Hwy 94 Suite 106, St. Charles, MO 63303
- Phone: (636) 256-9400
- Mark Arnold – Farmers Insurance Agent
- Address: 3904 S Old Highway 94, Saint Charles, MO 63304
- Phone: Not provided on the site.
- Lang Insurance
- Address: 3920 S Old Hwy 94 #39, St Charles, MO 63304
- Phone: (636) 229-7000
Additional Missouri DWI Resources
- Missouri DUI First Offense – Detailed first offense information, including punishments after a first offense DUI in Missouri.
- Missouri DUI Classes – Get signed up for your DUI class now.
- Missouri SR22 Insurance – Learn everything you need to know about Missouri SR22 filing requirements with the DMV and find out how you can save hundreds of dollars each year on your Missouri SR22 insurance.
- Missouri DUI Laws & Lawyers – Contact one of our Missouri DUI lawyers today to discuss your pending DUI case. Also review the current state DUI laws.
- Missouri Bail Bond Agents – Contact a Missouri bail bond agent to get out of jail now.
- Missouri Non-owner Insurance—If you need to file an SR-22 but don’t own a vehicle, you need to get a non-owner policy.