South Dakota SR22 Insurance

Find out what requirements you must meet if you need an SR22 for South Dakota & Find the Lowest Price Policies
we can help you get your south dakota sr22 insurance to start driving again after a dui

In South Dakota, if you are convicted of a DUI, you may be required to file an SR-22 form as part of reinstating your driving privileges. An SR-22 is a certificate of financial responsibility that proves you carry the state’s minimum required auto insurance coverage. This requirement is typically mandated for three years following a DUI conviction, though the duration can vary based on the severity of the offense and any prior incidents. Filing an SR-22 will likely increase your insurance premiums, as insurers will now view you as a high-risk driver. It’s important to maintain continuous insurance coverage during this period, as any lapse can result in the suspension of your driving privileges.

South Dakota SR22 Filing Process for DUI Offenders

Filing an SR-22 in South Dakota after a DUI involves several key steps to ensure compliance with state requirements and reinstatement of driving privileges. Here’s a straightforward guide:

  1. Contact Your Insurance Company: Reach out to your auto insurance provider to inform them of your DUI conviction. Not all insurance companies issue SR-22 certificates, so you may need to find a new insurer who offers high-risk insurance.
  2. Request an SR-22 Filing: If your current insurer provides SR-22 forms, request that they file one on your behalf. There will likely be a fee associated with this filing, in addition to your increased premium costs due to the DUI.
  3. Determine Coverage Requirements: Verify the minimum liability coverage amounts required in South Dakota, which are typically detailed in the SR-22 requirements. Ensure your policy meets or exceeds these minimums.
  4. File the SR-22: Your insurance company will file the SR-22 certificate directly with the South Dakota Department of Public Safety. Once filed, you will receive a copy of the SR-22 from your insurer as proof of insurance, which you should keep in your vehicle at all times.
  5. Maintain Your Insurance: You must maintain continuous coverage for the duration specified by the court or state law, usually three years. Any lapse in insurance coverage can result in the suspension of your driver’s license and potentially starting the SR-22 period over again.
  6. Follow Up: Once your SR-22 filing period is successfully completed and you’ve maintained continuous coverage without any further incidents, you can contact your insurance provider to confirm that the SR-22 requirement can be lifted, potentially reducing your insurance costs.

To navigate the SR-22 filing process effectively after a DUI, it’s important to adhere closely to these steps and maintain open communication with your insurer and the South Dakota Department of Public Safety.

South Dakota Auto Insurance Agents by City

Sioux Falls
  1. DFS Insurance – Progressive Agent
    • Address: 3901 East 10 St, Sioux Falls, SD 57101
    • Phone: (605) 274-9155
  2. Farmers Union Insurance Agency
    • Address: 3500 S Sheldon Ln, Sioux Falls, SD 57105
    • Phone: (605) 338-5302
  3. Kouri Insurance Agency
    • Address: Not specifically listed
    • Phone: (605) 336-6303
  4. Peter McCormick – Farmers Insurance Agent
    • Address: West side of Sioux Falls, specific location near 26th Street and Marion Road
    • Phone: Contact via Farmers Insurance website
  5. Hessling Insurance Agency
    • Address: 5421 W 41st St, 202, Sioux Falls, SD 57106
    • Phone: (605) 888-4422
  6. Monte Fernandez – State Farm Insurance Agent
    • Address: 4701 E 26th Street, Sioux Falls, SD 57110-4240
    • Phone: Not listed

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Rapid City
  1. Dave Schmidt – Farmers Insurance Agent
    • Address: 2834 Jackson Blvd. Ste 101, Rapid City, SD 57702
    • Phone: (605) 342-5350
  2. Bruce Kitterman – State Farm Insurance Agent
    • Address: 304 Main Street, Rapid City, SD 57701
    • Phone: (605) 348-2525
  3. Gregg Fullerton – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 791-4460
  4. Matt McCormick – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 348-0464
  5. Dave Raml – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 342-1827
  6. Rod Alexander – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 348-0800
  7. Doug Markworth – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 718-5050
  8. Scott Carlson – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 342-0188
  9. Jeff Johnson – State Farm Insurance Agent
    • Address: Contact for specific location
    • Phone: (605) 791-3333
  10. Black Hills Insurance Agency – Progressive Agent
    • Address: 820 St Joe, Rapid City, SD 57709
    • Phone: (605) 342-5555

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Additional South Dakota DUI Resources